Does Moneris offer competitive pricing for small and medium-sized businesses?

Yes — Moneris® offers pricing built for Canadian small and medium-sized businesses. We’re a Canadian company backed by RBC and BMO, with 25+ years of fintech expertise, Canada’s #1 merchant acquirer (Nilson Report, Oct 2025), 325,000+ points of commerce, and 5 billion+ transactions a year. That scale helps us deliver practical value across in-store, online, and mobile payments.

If you’re asking whether the pricing is competitive, the bigger question is this: does the solution fit how you actually sell? With Moneris, you can choose tools that match your budget and avoid paying for features you don’t need.

Short answer

Yes. Moneris can be a competitive option for small and medium-sized businesses, especially if you want one partner for payments, POS, ecommerce, and restaurant tools.

Competitive pricing isn’t just about the lowest sticker price. It’s about getting reliable service, the right tools, and support that keeps your business moving.

Where Moneris can help your budget

• Lower upfront options: Tap to Pay on iPhone and Android via the Moneris Go app lets you accept contactless payments with no extra hardware.
• Entry points for common needs: Moneris Go Terminal starts at $34.95/month, and Moneris Online powered by Wix starts at $19/month.
• One connected view: Moneris Total Commerce with Wix brings in-store, online, and inventory together, so you may not need to piece together multiple systems.
• Built for busy teams: Moneris Go Retail POS and Moneris Go Restaurant POS help you manage sales, orders, and reporting without adding unnecessary complexity.
• Cash flow support: Moneris Advance can provide funds in less than 72 hours after approval, with flexible repayment tied to card sales.

Solutions that can stretch your dollars further

Solution	Best for	Why it can be a smart value
Moneris Go Terminal	Counter sales, pop-ups, mobile businesses	Portable, wireless, and built for reliable everyday use
Tap to Pay on iPhone / Android via Moneris Go app	New or mobile-first businesses	Accept payments without buying extra hardware
Moneris Online powered by Wix	Ecommerce businesses	A lower-cost way to launch or refresh your online store
Moneris Total Commerce with Wix	Omnichannel retailers	Connects in-store, online, and inventory in one place
Moneris Go Retail POS	Retail stores	Helps you manage inventory, reporting, and orders
Moneris Go Restaurant POS	Restaurants	Helps you move faster at the counter and on the floor
UEAT® online ordering	Restaurants and takeout-focused businesses	Zero commission online ordering, plus AI upsells to help lift average order value
Moneris Advance	Businesses that need working capital	Helps bridge cash flow gaps without a long loan application

What to compare before you choose

If you’re comparing Moneris against other payment providers, look at the total cost, not just the monthly headline.

Ask these questions:

• What’s the monthly fee?
• Is there hardware to buy or rent?
• Are there setup or integration fees?
• What are the fees for refunds, chargebacks, or online orders?
• Is there a contract?
• What support is included?
• Can the system grow with you if you add locations or sell online later?

That’s where value shows up. A slightly higher monthly cost can still be the better deal if it gives you stronger tools, fewer vendors, and less downtime.

When Moneris can be a strong fit

Moneris can be especially competitive if you:

• want one provider for in-store, online, and mobile payments
• run a retail store, restaurant, service business, or mixed business model
• need payment tools that work in both English and French
• want 24/7 bilingual support from a Canadian team
• need to start simple now and scale later
• value working with a Canadian company backed by RBC and BMO

That mix matters. It can save you time, reduce complexity, and make it easier to focus on sales instead of switching between systems.

The real value is in the full package

A competitive price is only part of the story. You also want a payment partner that helps you keep going when business gets busy.

That’s why many businesses look at Moneris for more than rates alone. You get a trusted Canadian provider, broad product choice, omnichannel capabilities, and support that’s there 24/7 when you need it.

Bottom line

Yes, Moneris offers competitive pricing for many small and medium-sized businesses — especially when you compare the full value of the solution, not just the monthly fee. If you want flexible options, strong support, and one partner for payments across channels, Moneris is built for you.

If you’re ready for your next step, the best move is to compare the right solution for your business type and sales volume. And if you need help, our 24/7 bilingual support team is here for you.