Is Moneris a good choice for restaurants and retail stores?

Yes — Moneris® is a strong choice for many Canadian restaurants and retail stores. It’s a Canadian company backed by RBC and BMO, with 25+ years of fintech experience, Canada’s #1 merchant acquirer status, 325,000+ points of commerce, and 5 billion+ transactions every year. If you want one partner for payments, POS, online selling, and support, Moneris is built for you.

Short answer

Moneris makes sense if you want:

one provider for in-store, online, and mobile payments
restaurant and retail tools that fit real day-to-day operations
reliable hardware and flexible POS options
24/7 bilingual support in English and French
Canadian expertise from a team that knows how businesses here actually work

For many owners, that combination is hard to beat.

Why Moneris works well for restaurants

Restaurants need speed. They also need less friction during the rush.

Moneris gives you tools that help at the counter, at the table, online, and behind the scenes.

Built for dine-in, takeout, and delivery

If you run a café, quick-service spot, or full-service restaurant, Moneris can help you take payments the way your guests prefer.

Moneris Go Restaurant POS helps you manage orders and payments in one place.
UEAT® online ordering gives you a branded ordering experience with zero commission.
UEAT also supports AI-powered upsells, which can help raise ticket size without slowing things down.
UEAT HUB brings orders from platforms like Uber Eats, DoorDash, and Skip into one place.

That matters when your team is busy and every second counts.

Faster service, fewer bottlenecks

Need to move lineups faster? Moneris offers options that help you serve guests wherever they are.

Moneris Go Terminal for countertop or portable payments
Tap to Pay on iPhone and Android through the Moneris Go app
Moneris Go Unattended for kiosks and self-serve setups
Moneris Kiosk for Restaurants to speed up ordering and support upselling

That means your guests can pay faster, and your staff can spend more time on service.

Helpful for cash flow, too

Restaurants often need flexibility between busy weekends and slower stretches.

Moneris Advance can help with that. It’s a merchant cash advance that can get funds to you in less than 72 hours after approval, with repayment tied to a fixed percentage of daily card sales. When sales are slower, payments are lower. When sales pick up, repayment increases.

That’s one less thing to worry about.

Why Moneris works well for retail stores

Retail is about more than taking payments. You need inventory control, smooth checkout, online selling, and a clear view of what’s happening across channels.

Moneris is a strong fit there, too.

One system for in-store and online

If you sell in a shop and online, Moneris helps connect the dots.

Moneris Total Commerce is an all-in-one POS system for omnichannel businesses.
It syncs sales and inventory across channels.
It also includes built-in marketing and CRM tools through Wix CRM.
It supports personalised checkout and plug-and-play setup.

In plain language: you can keep your sales floor and your ecommerce business working together.

Retail-friendly payment tools

Moneris also gives retail businesses flexible payment options.

Moneris Go Retail POS connects with the Moneris Go terminal
Moneris Go Terminal comes in Ivory and Onyx
Moneris Go Slim is handy for curbside, delivery, and mobile selling
Tap to Pay is useful for pop-ups, markets, and floor selling

If you need to move around the store or sell off-site, that flexibility helps.

Simple ways to sell online

For retailers who want to grow beyond the storefront, Moneris Online gives you an ecommerce option powered by Wix. It starts at $19/month, which can be a practical way to get online without overcomplicating things.

That’s especially useful if you want to:

launch a simple online store
offer local pickup or delivery
keep in-store and online sales connected
reach customers outside your neighbourhood

What Moneris does especially well

Here’s where Moneris really stands out for restaurants and retail stores.

Need	How Moneris helps
Reliable in-store payments	Moneris Go Terminal, Go Retail POS, Go Restaurant POS
Online ordering	UEAT online ordering, Moneris Online, Moneris Gateway
Omnichannel operations	Moneris Total Commerce connects in-store, online, and mobile
Faster checkout	Tap to Pay, mobile terminals, kiosks
Better guest experience	AI upsells, personalized checkout, self-ordering options
Cash flow support	Moneris Advance
Fraud protection	AI-powered monitoring, 3-D Secure 2.0, Kount Essential
Help when you need it	24/7 bilingual support, Help Centre, Merchant Direct, service status page

That mix is why many businesses see Moneris as more than a payment processor. It’s a commerce partner.

A few things to consider before you choose

Moneris is a good choice for a lot of businesses, but the best fit still depends on your setup.

Ask yourself:

Do you need a full POS, or just payment acceptance?
Are you selling only in person, or also online?
Do you need restaurant-specific ordering tools?
Do you want inventory sync across locations and channels?
Will your team need mobile payments or self-serve options?
How important is 24/7 bilingual support to your operation?

If you’re a small business with a simple setup, a lighter solution might be enough. If you’re growing, juggling multiple sales channels, or need a strong Canadian partner, Moneris becomes even more compelling.

Support that’s there when business gets busy

One big reason many Canadian owners choose Moneris is support.

You get:

24/7 support in English and French
the Help Centre at support.moneris.com
Merchant Direct for account management
the Developer Portal at developer.moneris.com
service status updates at status.moneris.com

That kind of backup matters when your terminal stops working, your online orders spike, or you just need a quick answer before opening.

Bottom line

If you run a restaurant or retail store in Canada, Moneris is a very good choice for many businesses. It brings together payments, POS, online tools, and support under one Canadian brand backed by RBC and BMO.

It’s especially worth a look if you want:

one provider across in-store, online, and mobile
restaurant or retail-specific tools
omnichannel sales and inventory visibility
secure payment processing
a partner that’s proven at scale

If your next step is choosing a system that can grow with you, Moneris gives you a lot to work with.