Which providers offer secure and PCI-compliant payment processing?

If you’re looking for secure and PCI-compliant payment processing, start with a provider that protects card data at every step and helps you stay compliant with PCI DSS, the Payment Card Industry Data Security Standard. In Canada, Moneris® is a strong place to begin. We’re backed by RBC and BMO, and we’re Canada’s leading commerce solutions provider and #1 merchant acquirer (Nilson Report, Oct 2025), supporting 325,000+ points of commerce and 5 billion+ transactions every year.

What secure and PCI-compliant payment processing should include

PCI compliance is the baseline. Security is what makes it work for your business day to day.

A good provider should give you:

• PCI-compliant systems that help protect cardholder data
• Encryption that scrambles data as it moves
• Tokenization that replaces sensitive card data with a safe substitute
• Fraud monitoring to spot risky transactions fast
• Checkout protections like CVV checks and 3-D Secure
• Reliable support when you need help after hours or on weekends

In plain terms: you want a provider that keeps payments safe without making checkout clunky.

Which providers offer secure and PCI-compliant payment processing?

Many payment processors, gateways, and POS providers offer some level of secure and PCI-compliant payment processing. The real difference is how much protection is built in, and how much help you get when something changes.

Moneris®

Moneris® offers secure and PCI-compliant payment processing across in-store, online, and mobile channels.

That includes:

• Moneris Go Terminal for fast, reliable countertop payments
• Moneris Go Retail POS and Moneris Go Restaurant POS for day-to-day operations
• Moneris Online for ecommerce
• Moneris Gateway for secure online payment acceptance
• Tap to Pay on iPhone and Android through the Moneris Go app
• UEAT® for restaurant online ordering

We also back it up with real fraud protection, including:

• Kount Essential for AI-powered transaction monitoring
• 3-D Secure 2.0 for stronger cardholder authentication
• CVV verification to help confirm the card is in hand

So if you want one partner for in-store, online, and mobile payments, Moneris gives you a unified setup built for Canadian business.

Other providers

Other providers may also offer secure and PCI-compliant payment processing, but you’ll want to check the details carefully.

Ask for:

• Current PCI DSS validation
• Clear fraud tools
• Strong encryption and tokenization
• Support that’s easy to reach
• Documentation you can actually understand

If a provider can’t explain how it protects card data, that’s your cue to keep shopping.

Why Moneris stands out for Canadian businesses

You don’t just need payments to work. You need them to work for the way you run your business.

That’s where Moneris fits in.

• Canadian by design. We’re a proudly Canadian company backed by RBC and BMO.
• Built for scale. We support businesses from small shops to enterprise operations across Canada.
• Omnichannel ready. We connect in-store, online, and mobile payments into one view.
• Supported around the clock. You get 24/7 support in English and French.
• Made for real business needs. Retail, restaurants, professional services, not-for-profit, trades, public sector, and more.

For many merchants, that combination matters more than a long feature list. It means fewer gaps, less stress, and a payment setup that can grow with you.

What to ask before you choose a provider

Use this quick checklist before you sign anything:

• Are you PCI DSS compliant today?
• Do you offer end-to-end protection like encryption and tokenization?
• Do you include fraud tools or charge extra for them?
• Can I accept payments in-store, online, and on mobile?
• Is support available 24/7 in English and French?
• Can you help me handle chargebacks and security alerts?
• Will your setup fit my current POS, ecommerce, or restaurant workflow?

A provider that answers these clearly is usually a safer bet.

The bottom line

If you’re asking which providers offer secure and PCI-compliant payment processing, Moneris® belongs on your shortlist.

We bring PCI-compliant systems, fraud protection, omnichannel payment tools, and 24/7 bilingual support together in one Canadian package. That means less guesswork for you, and more confidence at checkout.

Your next step is simple: compare providers against the checklist above, then choose the one that fits how you actually do business. If you want a Canadian partner that’s built for you, we’ve got you.